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2 car insurance confusion?

Posted: Mon Apr 23, 2007 11:20 am
by jungle-jim
ok.


i got the MR2 track car which is currently insured.

however, i have bought another rover as a family car.

this i am picking up on saturday

so i have transfered the insurance to start at midnight saturday in order to tax it too.

thing is, my renewal is up next month and i would like to insure them both

i tried admiral for the 2 car policy but i got confused over the NCB for both cars?

i put 6 for each as i will have 6 yrs NCB next month

i got a quote of

Posted: Mon Apr 23, 2007 11:48 am
by IWANT1
should i be getting quotes based on one of the cars having no NCB and one with 6 yrs?
:wink: :wink: :wink: :wink: :grin:

Try good old Kieth Michaels Insurance sorted me a great deal on two cars this year :-D (ask for christian)

Although i had 6 years on my evo policy and none on my commuter he mirrored the 6 years on evo onto my daily commuter policy :wink:

Posted: Mon Apr 23, 2007 2:19 pm
by Ben
I'm sure A-plan allowed my NCB to shared on both cars.

Posted: Mon Apr 23, 2007 2:22 pm
by jungle-jim
murano3 wrote:I'm sure A-plan allowed my NCB to be shared on both cars.
do you know for sure ben?
IWANT1 wrote:
Try good old Kieth Michaels Insurance sorted me a great deal on two cars this year :-D (ask for christian)

Although i had 6 years on my evo policy and none on my commuter he mirrored the 6 years on evo onto my daily commuter policy :wink:
cheers for that, i'll give it a go.

seems my best option is to get 4 quotes....

MR2 with 6 yrs NCB
MR2 with 0 yrs NCB

rover 200 with 6 yrs NCB
rover 200 with 0 yrs NCB

Posted: Mon Apr 23, 2007 2:28 pm
by duncan
or Gary Moulson at Keith Michaels - you will get a BigPower members discount there too :)

Just done Rachel's car through him this morning :thumb:

Posted: Mon Apr 23, 2007 3:47 pm
by MichaelH
Most places don't use your NCB on a 2nd car, however when I insured the Supra with elephant who I was already with they gave me 1 years NCB after the first few months which was just in time for renewal.

The post above about 'mirroring' the NCB onto a second car sounds very appealing though! My insurance runs out end of this month I think so will be looking into that myself :)

Posted: Mon Apr 23, 2007 3:50 pm
by Ben
Directline also do both cars for the same NCB

Posted: Mon Apr 23, 2007 3:53 pm
by jungle-jim
thing is, what about non standard cars or imports?

a lot of these "high street" insurers wont touch them... :x

i got quoted well cheap on my ti as a standard car, modded, they didn't want to know....

Posted: Mon Apr 23, 2007 7:09 pm
by Ben
Ahh good point Jimbo - forgot the filthy modded word.

Posted: Mon Apr 23, 2007 7:30 pm
by Ian200sx
I insure through sky insurance, broker. They don