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Life Insurance loading

Posted: Fri Nov 30, 2007 1:25 pm
by Stuart
I've just rescheduled some of my policies and the underwriters are none too impressed with the sprinting, they regard that as very high risk.

Do any of you guys had similar issues or are you all driving around without any concerns?

Posted: Fri Nov 30, 2007 11:04 pm
by ndwall
I sit next to underwriters for term assurance. If you want I can find out what they say about it and why it is weighted?

Nick

Posted: Fri Nov 30, 2007 11:11 pm
by Stuart
Thanks Nick. Please see what you can find out.

Posted: Sat Dec 01, 2007 12:29 am
by Gerry H
Never even thought about it. I thought it was racing that they didn't like? Does the same apply for track days and drag events?

Posted: Sat Dec 01, 2007 3:28 pm
by Stuart
Anything that is classed as a hazardous pursuit. I seem to have opened a can of worms to be honest. I'll see how far the rabbit hole goes :D

Posted: Sat Dec 01, 2007 4:12 pm
by Gerry H
Crossing the road is 'hazardous' I feel much safer on a track or sprint course than a UK motorway on any Friday afternoon.

So basically, if you die with your boots on, the insurance company can argue the hazard level.

Isn't there some Chinese proverb about living a short life as a tiger being preferable to a long life as a worm. Or am I making it up? :D

Posted: Sat Dec 01, 2007 4:32 pm
by Stuart
'The light that burns twice as bright, burns half as long'

Name that film.

Posted: Sat Dec 01, 2007 4:34 pm
by Tk
the goonies ? :-D

Posted: Sat Dec 01, 2007 5:28 pm
by Gerry H
Tiger, tiger burning bright, in the jungles of the night..........etc.

Well, he won't last very long :D

Well! Was it the goonies?

Posted: Sat Dec 01, 2007 5:55 pm
by maff
"and you have burned so very, very brightly, Stuart"

god im a geek