Bigpower

Having read Dr.Greenthumb's post on getting his insurance quotation and from my own experience i'd just like to share how i feel and ask a question.

My big issue with car insurance companies/brokers is that they always quote the renewal price way above the previous year and much more than after having shopped around for quotes with other insurers.

When i go back and start haggling and I tell them i'm taking all my cars elsewhere they start coming back with

Its because whenever you get a quote from a new insurance company they offer a sort of 'new policy discount' of like 10-15%

Obviously after the first year this discount does not apply and they try and rip you off by upping the premium by that 10-15%

Its a bit of a joke but most if not all insurance companys work like this.

I would always shop around every year, try and do it as second nature, that way you will always get the best price - that what i do most years

Its a bit of a chore but think its the only way

hope this helps